Being saved does involve the positive response of the human will. The person who is saved begins, at a point in time, to consciously and voluntarily assent and submit to (as well as delight in) God’s revealed truth where he formerly dissented to it in open rebellion or apathetic disinterest (which is also a form of rebellion). God grants regeneration to whom He pleases, thus freeing the will, which, until the point of regeneration, is enslaved to sin and opposed to God and truth. Once the will has been set free through regeneration, faith inevitably follows (cf. John 6:44-45). In this way it is rightly said that saving faith is a gift from God.
Daryl Wingerd