God: "I looked for someone to take a stand for me, and stand in the gap" (Ezekiel 22:30)
Your children should love the Lord, work hard, and experience the joy of trusting God. More important than leaving your children an inheritance is leaving them a spiritual heritage. If you left your children money they didn't need, and if they were thinking correctly, wouldn't they give it to God anyway? Then why not give it to God yourself, since He entrusted it to you?