We understand why in the Bible repentance precedes faith (Mk. 1:15; Ac. 20:21). Before people find their need-love met in God, they are looking to other things, often money, for satisfaction. So believing in God has to involve a 180-degree turn away (that is, repentance) from the love of money to find contentment and confidence for the future simply in knowing God and depending on His promises.