We are not saved “by” our faith, but “through” our faith (Eph. 2:8). Faith is only as valid as the object in which I chose to invest it. I can have great faith in the stars or a powerful man or in my personal beliefs, but if the given object is unable to achieve my salvation, the faith is useless. Faith is the connecting chain, the human response that links me to the saving work of Christ.
Randy Smith